3 New Year’s Retirement Resolutions

As you near the end of your career, it’s important to take time to make sure your retirement strategy is sound. The final years of your career may be your last opportunity to strengthen your plan, save more money and address any looming risks. Time is limited, so nailing down those final steps is essential.… read more

Answer These 3 Questions to Find the Right IRA for You

One of the most effective ways to boost your retirement savings is to regularly contribute to an IRA. Even if you’re already contributing to your 401(k) or other employer-sponsored retirement plan, an IRA can offer an additional level of tax-advantaged savings. However, there are multiple types of IRAs to choose from. Each has its own… read more

How Will You Pay for Your Parent’s Long-Term Care?

Much has been made of how much financial support baby boomers provide to their adult children. However, there could be another form of financial aid that is straining the budget for retiring boomers. It’s financial support for their parents, specifically aid for medical costs and long-term care. According to a study by TD Ameritrade, 25… read more

4 Steps to Kick-Start Your Retirement Income Planning

It doesn’t have to be this way. Just because you haven’t started saving yet doesn’t mean you can’t save enough to someday retire or at least scale back to part-time work. In fact, time may be your greatest asset. If you’re decades away from retirement age, you still have time to save and grow a… read more

3 Questions to Ask to Identify Your Legacy Planning Objectives

Estate planning is an important process for anyone who wants to pass along assets to loved ones, friends or even charity after death. Many people assume that a will is sufficient in protecting their wishes. While a will is a helpful document, it may not be able to achieve all your objectives. You’ve spent nearly… read more

Do You Need Permanent Life Insurance in Retirement?

If you’re approaching retirement, you may be in the process of developing a budget and determining which expenses you can drop after you leave the working world. Many retirees look for ways to reduce costs by downsizing, transitioning to one car or cutting other costs. One cost you may be looking to drop is your… read more

Too Young to Worry About Retirement? Think Again

A recent analysis of the Federal Reserve’s 2013 Survey of Consumer Finances uncovered an unfortunate statistic. The study, performed by the Economic Policy Institute, found that the average American household has only $5,000 in retirement savings.1 Why so little? The answers vary. Some workers may be at companies that don’t offer retirement contributions. Others may… read more

3 Options If You’re Short on Retirement Savings

There’s no doubt that retirement is a major financial goal. In order to meet your goal, you may have to save for decades. While past generations could rely on pension benefits, today’s retirees have to shoulder much of the burden through personal savings and investing. Are you concerned that you won’t have enough money for… read more

Tuition or Retirement: Which Should Be Your Saving Priority?

What should be the saving priority? If you’re like many families, there are only so many dollars left every month for saving. You have to pay everyday expenses such as housing costs, debt payments, utilities, food and more. There are also those discretionary costs that help you and your family enjoy life. After you pay… read more

Your Retirement Reality Reaches 1,000th Retirement Education Event

Original article LEAWOOD, Kan. – Since launching its first educational event Quarter 4 of 2015, Your Retirement Reality has reached a new milestone in educational excellence by hosting its 1,000th event. The monumental event continues to reinforce their mission to provide more than 30,000 pre-retirees and current retirees with guidance in converting retirement savings into retirement income. In… read more