After decades of hard work, retirement means freedom for a lot of people. Finally having the luxury of time, options, and—hopefully— enough money with which to enjoy it.

Some people never want to retire. Others can’t wait. Many fall somewhere in between. Whatever path you choose, it’s important to plan and be prepared.

Planning for Retirement

Planning for retirement isn’t what it used to be. Amidst fluctuating markets, disappearing defined-benefit pensions and low interest rates, retirement income is no longer viewed as a sure thing. That’s why it’s important to weigh the options with guaranteed income planning.

Securing Guaranteed Income in Retirement

To live comfortably during retirement, most Americans will need some guaranteed income—a fixed income stream regardless of what the markets (or world events) are doing. Insurance companies, and other institutions, may offer more conservative products that offer a fixed income each year.

In the following articles, we’ll explore the features, benefits, and drawbacks of the different sources of income, guaranteed income types, as well as how to best leverage them to plan for retirement income.

Read on to learn how you can secure a stream of guaranteed income for your retirement.

This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.

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