Serving your interests is in our best interest.
Here you’ll find no-pressure retirement information and guidance.
Who We Are
Your Retirement Reality is an educational resource and referral service for retirement income planning guidance. We are independent of any single product or insurance company. Our team of professionals is trained to help you explore the options best suited for your situation and guide you in the right direction, at your own pace, without any pressure.
We work with a hand-picked network of licensed insurance and financial professionals. When the time is right for you, we’ll match you with a professional who can provide customized retirement income planning assistance through the use of various products from a broad selection of financial and insurance institutions.
Who We Serve
Our services can benefit both pre-retirees and current retirees who are looking for guidance converting retirement savings into retirement income. Those who are ready to meet with a licensed professional typically have at least $50K in savings. If you want to feel more confident in your strategy to manage your savings and fund the retirement you’ve envisioned for yourself and your family, we’re here to help.
Unbiased Income Planning Guidance
How can we say our guidance is unbiased? Our network of professionals works with many of the major financial and insurance institutions, but we’re not exclusive to any of them. That means our network of professionals can recommend a variety of income options truly designed to meet your goals and needs.
Does It Cost You Anything to Use Our Services?
No, you do not have to pay for any of Your Retirement Reality’s services or educational resources. You will not pay any fees to consult with a licensed professional in the Your Retirement Reality network.
Does It Cost Anything to Do Business with a Professional We Refer You To?
Understanding where your money goes when you do business with a professional is important, so let us explain.
If you choose to purchase an insurance product like an annuity or whole life policy, all of your money will go directly into the product. Commission expenses for the professionals are borne by the insurance company. If you choose to purchase a securities product such as stocks or bonds, there may be extra fees associated with those products and the financial advisors certified to sell them.
FINRA, the SEC, and state insurance regulations help ensure fair and reasonable product fees and costs; there is no cost difference between purchasing a product with the guidance of a licensed professional referred by Your Retirement Reality or any other professional you may work with. Because the professionals in our network are independent of any single product or carrier, the advantage of working with us is a broader selection of options for a retirement income strategy that is truly tailored to meet your goals and needs.
We want you to know exactly what will happen if you choose to take advantage of Your Retirement Reality’s services. That way you can decide if working with us is right for you.
Step 1: We get to know you. If you choose to connect with us, we’ll take the time to get to know you, your situation, your needs, and your goals related to retirement income planning before recommending any next steps. The Retirement Income Checkup is a good way to get started.
Step 2: Evaluate next steps. Based on what we learn during our introductory
conversation, we’ll help you evaluate what next steps might be right for you at that point in time. You may or may not be ready to meet with one of our licensed insurance or financial professionals. If not, we’ll point you to resources that might best meet your needs. If you are ready, we’ll proceed to step 3.
Step 3: Meet with a Professional. Taking this step is completely up to you. If and when you give us the go-ahead, we’ll set an appointment for you to meet with one of the licensed professionals in our network. There’s no pressure. Before setting the appointment, we also take into account your location, your personality and your needs. We really want the professional you work with to be the right fit for you!
The appointment can take place either in person at your home or
at the professional’s office, or it can take place over the phone or online. Following the introductory appointment, you may have a series of follow-up meetings to look at different retirement income planning options and strategies.
Step 4: Implement Your Strategy. After thoroughly reviewing the options you
discuss with your licensed professional, the final decision will be up to you. It’s your money and your future—we want you to proceed with your retirement income plans with the confidence and peace of mind that you made the right decision.
Our High Standards
All licensed insurance and financial professionals in our network must follow a Code of Ethics and be appropriately licensed in the state(s) in which they offer services. With an average of over 30 years of experience in the financial industry, the professionals in our network have demonstrated a strong commitment to helping people find solid solutions to reach their retirement income goals.
How to Contact Us
If you have any questions, feel free to call us at 888-781-9131 to speak with one of our friendly representatives, or email us at YRRSherpa@ YourRetirementReality.com.
P.O. Box 25958
Shawnee Mission, KS
If you provide your information, you may be contacted by our telesales center, which may assist in referring you to a licensed insurance professional regarding the possible sale of an insurance product and/or annuity. No legal, tax, investment or accounting advice will be provided. Annuities are insurance products that can provide guaranteed income for life. Annuity guarantees are backed by the financial strength and claims paying ability of the issuing insurance company.