Could you be leaving retirement income dollars on the table?

Your Retirement Reality offers a holistic approach to financial wellness. Our workshops are designed to inform guests with the knowledge they need to take control of their finances and make a plan for the future. Your Retirement Reality is dedicated to spreading financial literacy by providing complimentary informational resources directly to the public.
Your Retirement Reality offers a holistic approach to financial wellness. Our workshops are designed to inform guests with the knowledge they need to take control of their finances and make a plan for the future. Your Retirement Reality is dedicated to spreading financial literacy by providing complimentary informational resources directly to the public.

Our Commitment is to:

  • Provide current and relevant information at our interactive and entertaining workshops
  • Recommend practical courses of action that will enable individuals to take charge of their finances
  • Provide a holistic and product agnostic approach to financial wellness

Workshop Topics:

Social Security Maximization

  • Claiming rules for married couples, divorced individuals, and minor children
  • Strategies and time limits that could potentially increase your benefits
  • How cost-of-living adjustments affect your Social Security
  • Breakeven analysis: Should you collect at age 62, 66, of 70?
  • Delayed retirement credits

Legacy Planning

  • Dealing with death and estate taxes
  • Wills and trusts
  • Probate and your estate
  • Choosing an executor
  • Lifetime giving exclusion
  • Unlimited marital deduction
  • Tax-free inheritance

Retirement Income Planning

  • How not to outlive your money
  • Running the retirement marathon
  • How taxes and inflation impact retirement
  • Exit strategies
  • RMD’s
  • Stretch IRA’s
  • Long-term care considerations

Federal Employees

  • Pre-Retirement, Mid-Career, Early Career savings options
  • Thrift Savings Plan catch-up, and loans
  • Long Term Care
  • Employee Benefits
  • The rules of the game
  • Exit strategies
  • FEGLI options

Upcoming Workshops:

“Sandy, UT – Maximizing Your Retirement Income & Social Security Benefits”

Tuesday, September 26 or Thursday, September 28, 2017 from 6:30 p.m. to 8:00 p.m.

Salt Lake Community College Miller Campus located at 9750 300 W, Sandy, UT 84070

Sign-up Here

“Medway, MA – Maximizing Your Retirement Income”

Tuesday, September 26, 2017 from 6:00 p.m. to 8:00 p.m.

Restaurant 45 located at 45 Milford St, Medway, MA 02053

Sign-up Here

“Kansas City, MO – Maximizing Your Retirement Income”

Tuesday, September 26, 2017 from 6:00 p.m. to 8:00 p.m.

Lidia’s located at 101 W 22nd Street, Kansas City, MO 64109

Sign-up Here

“Cockeysville, MD – Maximizing Your Retirement Income”

Tuesday, September 26 or Thursday, September 28, 2017 from 6:00 p.m. to 8:00 p.m.

Silver Spring Mining Company located at 11100 York Rd, Cockeysville, MD 21030

Sign-up Here

“Hartford, CT – Maximizing Your Retirement Income”

Tuesday, September 26, 2017 from 6:30 p.m. to 8:30 p.m.

The Society Room of Hartford located at 31 Pratt St, Hartford, CT 06103

Sign-up Here

“Colorado Springs, CO – Maximizing Your Retirement Income”

Tuesday, September 26, 2017 from 11:30 a.m. to 1:30 p.m.

Biaggi’s Ristorante Italiano located at 1805 Briargate Parkway, Colorado Springs, CO 80920

Sign-up Here

“Logan, UT – Maximizing Your Retirement Income”

Tuesday, September 26, 2017 from 5:30 p.m. to 7:30 p.m.

The Bluebird Restaurant located at 19 N Main St, Logan, UT 84321

Sign-up Here

“Temecula, CA – Maximizing Your Retirement Income”

Wednesday, September 27 or Thursday, September 28, 2017 from 6:30 p.m. to 8:30 p.m.

Claim Jumper located at 29540 Rancho California Rd, Temecula, CA 92591

Sign-up Here

“Stuart, FL – Maximizing Your Retirement Income”

Wednesday, September 27, 2017 from 6:00 p.m. to 7:30 p.m.

LouRonzo’s Italian Fusion located at 301 S Colorado Ave, Stuart, FL 34994

Sign-up Here

“King, NC – Maximizing Your Retirement Income”

Thursday, September 28, 2017 from 6:30 p.m. to 8:00 p.m.

Little Italy Ristorante & Pizzeria located at 612 S Main St, King, NC 27021

Sign-up Here

“The Villages, FL – Annuity University: Annuities 101”

Thursday, September 28, 2017 from 10:00 a.m. to 12:30 p.m

The Waterfront Inn, 1105 Lake Shore Dr, The Villages, FL 32162

Sign-up Here

“Port St. Lucie, FL – Maximizing Your Retirement Income”

Tuesday, October 3, 2017 from 6:00 p.m. to 7:30 p.m.

St. Lucie Trail Golf Club located at 951 SW Country Club Dr, Port St. Lucie, FL 34986

Sign-up Here

“Temecula, CA – Maximizing Your Retirement Income”

Tuesday, October 3, 2017 from 12:00 p.m. to 2:00 p.m.

Wilson Creek Winery located at 35960 Rancho California Road, Temecula, CA 92591

Sign-up Here

“Scottsdale, AZ – Maximizing Your Retirement Income”

Tuesday, October 3 or Wednesday, October 4, 2017 from 6:00 p.m. to 7:30 p.m.

Don & Charlie’s located at 7501 Camelback Rd, Scottsdale, AZ 85251

Sign-up Here

“Overland Park, KS – Maximizing Your Retirement Income”

Wednesday, October 4, 2017 from 6:00 p.m. to 8:00 p.m.

Carrabba’s Italian Grill located at 10586 Metcalf Ln, Overland Park, KS 66212

Sign-up Here

“South Arlington, TX – Maximizing Your Retirement Income”

Tuesday, October 3 or Tuesday, October 10, 2017  from 6:30 p.m. to 8:00 p.m.

Saltgrass Steak House located at 1051 W Interstate 20, South Arlington, TX 76015

Sign-up Here

“Ocala, FL – Maximizing Your Retirement Income”

Thursday, October 5 or Wednesday, October 11, 2017 from 11:00 a.m. to 1:00 p.m.

Golden Ocala Golf & Equestrian Club located at 8300 NW 31st Lane Rd, Ocala, FL 34482

Sign-up Here

“Hyannis, MA – Maximizing Your Retirement Income”

Tuesday, October 10, 2017 from 6:00 p.m. to 8:30 p.m.

Alberto’s Ristorante located at 360 Main St, Hyannis, MA 02601

Sign-up Here

“Kansas City, MO – Maximizing Your Retirement Income”

Tuesday, September 26, 2017 from 6:00 p.m. to 8:00 p.m.

Lidia’s located at 101 W 22nd Street, Kansas City, MO 64109

Sign-up Here

“Idaho Falls, ID – Maximizing Your Retirement Income”

Wednesday, October 11, 2017 from 12:30 p.m. to 2:30p.m. or 6:00 p.m. to 8:00 p.m.

Idaho Falls Library, 457 W Broadway St, Idaho Falls, ID 83402

Sign-up Here

“Tampa, FL – Maximizing Your Retirement Income”

Tuesday, October 10 or Thursday, October 12, 2017 from 6:30 p.m. to 9:00 p.m.

Centre Club located at 123 S Westshore Blvd, 8th Floor, Tampa, FL 33609

Sign-up Here

“Midvale, UT – Maximizing Your Retirement Income”

Tuesday, October 10 or Wednesday, October 11, 2017  from 6:30 p.m. to 8:00 p.m.

Asian Star located at 7588 Union Park Ave, Midvale, UT 84047

Sign-up Here

“Metairie, LA – Maximizing Your Retirement Income”

Tuesday, October 10 or Thursday, October 12, 2017 from 6:00 p.m. to 8:00 p.m.

Austin’s Seafood & Steakhouse located at 5101 W Esplanade Ave, Metairie, LA 70006

Sign-up Here

“Lutherville-Timonium, MD – Maximizing Your Retirement Income”

Tuesday, October 10 or Thursday, October 12, 2017 from 6:00 p.m. to 8:00 p.m.

Basta Pasta located at 60 W Timonium Rd, Lutherville-Timonium, MD 21093

Sign-up Here

“Jacksonville, FL – Maximizing Your Retirement Income”

Thursday, October 12, 2017 from 5:30 p.m. to 7:30 p.m.

Queen’s Harbour Yacht & Country Club located at 1131 Queens Harbor Blvd, Jacksonville, FL 32225

Sign-up Here

“San Mateo, CA – Maximizing Your Retirement Income”

Thursday, October 12, 2017 from 5:30 p.m. to 7:30 p.m.

The Stratford located at 601 Laurel Ave, San Mateo, CA 94401

Sign-up Here

“Lebanon, MO – Maximizing Your Retirement Income”

Thursday, October 12, 2017 from 6:00 p.m. to 7:30 p.m.

Dowd’s Catfish & BBQ located at 1760 West Elm St, Lebanon, MO 65536

Sign-up Here

Participating Presenters:

By attending this seminar, you may be solicited for the possible sale of an insurance product. No legal, tax, investment or accounting advice will be provided. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. The presenters of this seminar are licensed insurance agents—for legal advice regarding your specific tax situation see your tax advisor or attorney. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
This material is not intended to be legal or tax advice. The insurance agent can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The insurance agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov. 15864 – 2016/7/1