Could you be leaving retirement income dollars on the table?

Your Retirement Reality offers a holistic approach to financial wellness. Our workshops are designed to inform guests with the knowledge they need to take control of their finances and make a plan for the future. Your Retirement Reality is dedicated to spreading financial literacy by providing complimentary informational resources directly to the public.
Your Retirement Reality offers a holistic approach to financial wellness. Our workshops are designed to inform guests with the knowledge they need to take control of their finances and make a plan for the future. Your Retirement Reality is dedicated to spreading financial literacy by providing complimentary informational resources directly to the public.

Our Commitment is to:

  • Provide current and relevant information at our interactive and entertaining workshops
  • Recommend practical courses of action that will enable individuals to take charge of their finances
  • Provide a holistic and product agnostic approach to financial wellness

Workshop Topics:

Social Security Maximization

  • Claiming rules for married couples, divorced individuals, and minor children
  • Strategies and time limits that could potentially increase your benefits
  • How cost-of-living adjustments affect your Social Security
  • Breakeven analysis: Should you collect at age 62, 66, of 70?
  • Delayed retirement credits

Legacy Planning

  • Dealing with death and estate taxes
  • Wills and trusts
  • Probate and your estate
  • Choosing an executor
  • Lifetime giving exclusion
  • Unlimited marital deduction
  • Tax-free inheritance

Retirement Income Planning

  • How not to outlive your money
  • Running the retirement marathon
  • How taxes and inflation impact retirement
  • Exit strategies
  • RMD’s
  • Stretch IRA’s
  • Long-term care considerations

Federal Employees

  • Pre-Retirement, Mid-Career, Early Career savings options
  • Thrift Savings Plan catch-up, and loans
  • Long Term Care
  • Employee Benefits
  • The rules of the game
  • Exit strategies
  • FEGLI options
Upcoming Workshops:

“Maximizing Your Retirement Income”
Thursday, May 25 or Thursday, June 1 from 4:00 p.m. to 6:00 p.m.
Bonefish Grill located at 2075 Indian River Blvd, Vero Beach, FL 32960
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, May 30 from 11:30 a.m. to 2:00 p.m.
Cowan Creek Golf Club located at 1433 Cool Spring Way, Georgetown, TX 78633
Sign-up Here

“Maximizing Your Retirement Income & Social Security Benefits”
Tuesday, May 30 or Wednesday, May 31 from 6:00 p.m. to 7:30 p.m.
BRIO Tuscan Grille at The Gardens Mall, 3101 PGA Boulevard, Palm Beach Gardens, FL 33410
Sign-up Here

“Maximizing Your Retirement Income”
Wednesday, May 31 or Thursday, June 1 from 6:00 p.m. to 7:30 p.m.
Bare Bones Grill and Brewery located at St. John’s Plaza, 9150 Baltimore National Pike #22, Ellicott City, MD 21042 in the Chatham Shopping Center
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, May 30 or Thursday, June 1 from 6:30 p.m. – 9:00 p.m.
Rocky River Grille located at 5400 John Q. Hammons Dr NW, Concord, NC 28027
Sign-up Here

“Maximizing Your Retirement Income”
Thursday, June 1 or Tuesday, June 6 from 6:30 p.m. – 8:00 p.m.
CityRange Steakhouse Grill located at 615 Haywood Rd, Greenville, SC 29607
Sign-up Here

“Maximizing Your Retirement Income & Social Security Benefits”
Thursday, June 1 or Tuesday, June 6 from 6:30 p.m. – 8:30 p.m.
Springfield Botanical Center, 2400 S Scenic Ave, Springfield, MO 65807
Sign-up Here

“Maximizing Your Retirement Income & Social Security Benefits”
Tuesday, June 6 from 6:30 p.m. – 8:30 p.m.
The Bluemont Hotel located at 1212 Bluemont Ave, Manhattan, KS 66502
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, June 6 or Wednesday, June 7 from 6:00 p.m. to 8:00 p.m.
Austin’s Seafood & Steakhouse located at 5101 W Esplanade Ave, Metairie, LA 70006
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, June 6 or Thursday, June 8 from 6:00 p.m. to 8:00 p.m.
Leo’s Ristorante located at 7042 E Market St, Warren, OH 44484
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, June 6 or Thursday, June 8 from 6:00 p.m. to 8:00 p.m.
Leo’s Ristorante located at 7042 E Market St, Warren, OH 44484
Sign-up Here

“Maximizing Your Tax-Free Retirement Income”
Tuesday, June 6 or Thursday, June 8 from 6:30 p.m. to 8:00 p.m.
Glendale Community College North, 5727 W Happy Valley Rd, Glendale, AZ 85310
Sign-up Here

“Maximizing Your Retirement Income”
Wednesday, June 7 from 12:00 p.m. – 1:00 p.m.
BancorpSouth 3345 S Campbell Ave, Springfield, MO 65807
Sign-up Here

“Maximizing Your Retirement Income”
Thursday, June 8 from 6:00 p.m. – 7:00 p.m.
Highland Springs Golf Course 5400 South Highland Springs Boulevard, Springfield, MO 65809
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, June 6 or Wednesday, June 7 from 6:00 p.m. – 7:00 p.m.
Don & Charlie’s located at 7501 E Camelback Rd, Scottsdale, AZ 85251
Sign-up Here

“Maximizing Your Retirement Income”
Thursday, June 15 or Tuesday, June 27 from 10:00 a.m. – 12:30 p.m.
The Waterfront Inn, 1105 Lake Shore Dr, The Villages, FL 32162
Sign-up Here

“Maximizing Your Retirement Income”
Tuesday, June 6 or Tuesday, June 20 from 10:00 a.m. – 12:30 p.m.
Mission Inn Resort & Club, 10400 County Rd. 48, Howey-in-the-Hills, FL 34737
Sign-up Here

“Maximizing Your Retirement Income”
Wednesday, June 7 or Tuesday, June 13 from 6:30 p.m. – 9:30 p.m.
The Breakers on the Ocean located at 1507 Ocean Ave, Spring Lake, NJ 07762
Sign-up Here

“Women & Wealth: Planning for Successful Retirement Income”
Tuesday, June 13 or Wednesday, June 14 from 6:30 p.m. to 8:30 p.m.
Brio Tuscan Grille at 15301 N Scottsdale Rd, Scottsdale, AZ 85254
Sign-up Here

“Maximizing Your Retirement Income & Social Security Benefits”
Thursday, June 8 from 7:00 p.m. – 9:00 p.m.
Stanford L. Warren Branch Library, 1201 Fayetteville St, Durham, NC 27707
Sign-up Here

“Maximizing Your Retirement Income & Social Security Benefits”
Saturday, June 10 from 10:00 a.m. – 12:00 p.m.
William Peace University, 15 East Peace Street, Raleigh, NC 27604
Sign-up Here

“Maximizing Your Retirement Income & Social Security Benefits”
Thursday, June 15 from 6:30 p.m. – 7:30 p.m.
University of Saint Mary – Mead Hall located at 4100 S 4th St, Leavenworth, KS 66048
Sign-up Here

“Maximizing Your Social Security & Long-Term Care Benefits”
Wednesday, June 14 from 5:30 p.m. to 7:30 p.m.
Brookdale San Jose located 1009 Blossom River Way, San Jose, CA 95123
Sign-up Here

“Maximizing Your Retirement Income”
Thursday, June 15 from 5:15 p.m. to 6:45 p.m.
La Palina located at 159 Avenue O, Brooklyn, NY 11204
Sign-up Here

Participating Presenters:

By attending this seminar, you may be solicited for the possible sale of an insurance product. No legal, tax, investment or accounting advice will be provided. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. The presenters of this seminar are licensed insurance agents—for legal advice regarding your specific tax situation see your tax advisor or attorney. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
This material is not intended to be legal or tax advice. The insurance agent can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The insurance agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov. 15864 – 2016/7/1