Could you be leaving retirement income dollars on the table?

Your Retirement Reality offers a holistic approach to financial wellness. Our workshops are designed to inform guests with the knowledge they need to take control of their finances and make a plan for the future. Your Retirement Reality is dedicated to spreading financial literacy by providing complimentary informational resources directly to the public.

Our Commitment is to:

  • Provide current and relevant information at our interactive and entertaining workshops
  • Recommend practical courses of action that will enable individuals to take charge of their finances
  • Provide a holistic and product agnostic approach to financial wellness

Workshop Topics:

Social Security Maximization

  • Claiming rules for married couples, divorced individuals, and minor children
  • Strategies and time limits that could potentially increase your benefits
  • How cost-of-living adjustments affect your Social Security
  • Breakeven analysis: Should you collect at age 62, 66, of 70?
  • Delayed retirement credits

Legacy Planning

  • Dealing with death and estate taxes
  • Wills and trusts
  • Probate and your estate
  • Choosing an executor
  • Lifetime giving exclusion
  • Unlimited marital deduction
  • Tax-free inheritance

Retirement Income Planning

  • How not to outlive your money
  • Running the retirement marathon
  • How taxes and inflation impact retirement
  • Exit strategies
  • RMD’s
  • Stretch IRA’s
  • Long-term care considerations

Federal Employees

  • Pre-Retirement, Mid-Career, Early Career savings options
  • Thrift Savings Plan catch-up, and loans
  • Long Term Care
  • Employee Benefits
  • The rules of the game
  • Exit strategies
  • FEGLI options

Upcoming Workshops:

2000 S Meridian Ave, Oklahoma City, OK 73108 “Shawnee, KS – Strategies To Maximize Your Retirement Income”

Tuesday, November 28, 2017 from 6:00 p.m. to 8:00 p.m.

Hereford House located at 17244 Midland Drive, Shawnee, KS 66217

Sign-up Here

“Lenexa, KS – Strategies To Maximize Your Retirement Income”

Wednesday, November 29, 2017 from 6:00 p.m. to 8:00 p.m.

Ignite Wood Fire Grill located at 8721 Ryckert St, Lenexa, KS 66219

Sign-up Here

“Brockton, MA – Maximizing Your Retirement Income”

Tuesday, November 28 or Wednesday, November 29, 2017 from 6:30 p.m. to 8:00 p.m.

Tutto Bene located at 1050 Pearl St, Brockton, MA 02301

Sign-up Here

“Middleborough, MA – Maximizing Your Retirement Income”

Thursday, November 30, 2017 from 6:30 p.m. to 8:00 p.m.

Lorenzo’s Italian Restaurant located at 500 W Grove St, Middleborough, MA 02346

Sign-up Here

“Nashville, TN – Maximizing Your Retirement Income”

Tuesday, November 28 or Thursday, November 30, 2017 from 6:00 p.m. to 8:30 p.m.

Maggiano’s Little Italy located at 3106 West End Ave, Nashville, TN 37203

Sign-up Here

“Carlsbad, CA – Maximizing Your Social Security Benefits”

Thursday, November 30, 2017 from 6:30 p.m. to 8:30 p.m.

Carlsbad Senior Center located at 799 Pine Ave, Carlsbad, CA 92008

Sign-up Here

“Stuart, FL – Maximizing Your Retirement Income”

Thursday, November 30, 2017 from 6:00 p.m. to 7:30 p.m.

LouRonzo’s Italian Fusion located at 301 S Colorado Ave, Stuart, FL 34994

Sign-up Here

“St Louis Park, MN – Women & Wealth: Top 3 Things Women Should Consider In Retirement “

Wednesday, November 29, 2017 from 6:00 p.m. to 7:30 p.m.

Cooper Pub located at 1607 Park Pl Blvd, St Louis Park, MN 55416

Sign-up Here

“Ocala, FL – Maximizing Your Retirement Income”

Tuesday, December 5, 2017 from 5:00 p.m. to 7:00 p.m.

Country Club of Ocala located at 6823 SE 12th Cir, Ocala, FL 34480

Sign-up Here

“Lakewood Ranch, FL – Maximizing Your Retirement Income”

Tuesday, December 5, 2017 from 6:30 p.m. to 8:00 p.m.

Polo Grill and Bar located at 10670 Boardwalk Loop, Lakewood Ranch, FL 34202

Sign-up Here

“St. Louis, MO – Maximizing Your Retirement Income”

Tuesday, December 5, 2017 from 6:00 p.m. to 8:00 p.m.

Mama’s On The Hill located at 2132 Edwards St, St. Louis, MO 63110

Sign-up Here

“Millbury, MA – Maximizing Your Retirement Income”

Wednesday, December 6, 2017 from 6:00 p.m. to 8:30 p.m.

Calabria Ristorante located at 7 S Main St, Millbury, MA 01527

Sign-up Here

“Dallas, TX – Maximizing Your Retirement Income”

Wednesday, December 6, 2017 from 6:00 p.m. to 7:30 p.m.

Pappadeaux Seafood Kitchen located at 18349 Dallas Pkwy, Dallas, TX 75287

Sign-up Here

“Winston-Salem, NC – Maximizing Your Retirement Income”

Wednesday, December 6, 2017 from 6:30 p.m. to 8:00 p.m.

Five Points Restaurant located at 109 S Stratford Rd, Winston-Salem, NC 27104

Sign-up Here

“Oceanside, CA – Maximizing Your Retirement Income”

Wednesday, December 6, 2017 from 6:30 p.m. to 8:30 p.m.

Fratelli’s Italian Kitchen located at 3915 Mission Ave #12, Oceanside, CA 92058

Sign-up Here

“Sioux City, IA – Maximizing Your Retirement Income”

Monday, December 4 or Thursday, December 7, 2017 from 6:00 p.m. to 8:00 p.m.

Minervas Food & Cocktails located at 2945 Hamilton Blvd, Sioux City, IA 51104

Sign-up Here

“Coshocton, OH – INFORMATIONAL WORKSHOP

Tuesday, Dec. 5, 2017 from 10:00 a.m. to 12:00 p.m.

Canal Lewisville Methodist Church located at 198 E Church St, Coshocton, OH 43812

Sign-up Here

“Hilliard, OH – INFORMATIONAL WORKSHOP

Thursday, Dec. 7, 2017 from 1:00 p.m. to 3:00 p.m.

Columbus Metropolitan Library – Hilliard Branch located at 4772 Cemetery Rd, Hilliard, OH 43026

Sign-up Here

“Whitehall, OH – INFORMATIONAL WORKSHOP

Tuesday, Dec. 12, 2017 from 10:00 a.m. to 12:00 p.m.

Columbus Metropolitan Library – Whitehall Branch located at 4445 East Broad Street, Whitehall, OH 43213

Sign-up Here

“Arlington, OH – INFORMATIONAL WORKSHOP

Wednesday, Dec. 13, 2017 from 10:00 a.m. to 12:00 p.m.

Northwest Christian Church located at 1340 Fishinger Rd, Upper Arlington, OH 43221

Sign-up Here

“Chadds Ford, PA – Maximizing Your Income & Reducing Taxes In Retirement

Tuesday, December 5 or Thursday, December 7, 2017  from 5:30 p.m. to 7:30 p.m.

Firebirds Wood Fired Grill located at 91 Wilmington West Chester Pike, Chadds Ford, PA 19317

Sign-up Here

“Oklahoma City, OK – Women & Wealth: Top 3 Things Women Should Consider In Retirement

Tuesday, December 5 or Thursday, December 7, 2017 from 6:00 p.m. to 7:30 p.m.

Charleston’s Restaurant located at 2000 S Meridian Ave, Oklahoma City, OK 73108

Sign-up Here

“Spokane, WA – Maximizing Your Retirement Income Strategies

Tuesday, December 5 or Thursday, December 7, 2017 from 6:00 p.m. to 8:00 p.m.

Gonzaga University John J. Hemmingson Center – Firenze Room 312 702 E Desmet Ave, Spokane, WA 99202

Sign-up Here

“Newark, DE – Maximizing Your Retirement Income

Tuesday, December 5 or Thursday, December 7, 2017 from 6:00 p.m. to 8:00 p.m.

La Casa Pasta located at 120 Four Seasons Pkwy, Newark, DE 19702

Sign-up Here

“Newark, DE – Maximizing Your Retirement Income

Tuesday, December 5 or Thursday, December 7, 2017 from 6:00 p.m. to 8:00 p.m.

La Casa Pasta located at 120 Four Seasons Pkwy, Newark, DE 19702

Sign-up Here

“Greenville, SC – Maximizing Your Retirement Income

Tuesday, December 5 or Thursday, December 7, 2017 from 6:30 p.m. to 8:00 p.m.

Rick Erwin’s Eastside located at 8595 Pelham Rd, Greenville, SC 29615

Sign-up Here

“Okemos, MI – Maximizing Your Retirement Income

Tuesday, December 5 or Thursday, December 7, 2017 from 6:30 p.m. to 8:00 p.m.

Gilbert & Blake’s located at 3554 Okemos Rd, Okemos, MI 48864

Sign-up Here

“Colton, CA – Maximizing Your Retirement Income Strategies

Wednesday, December 6, 2017 at 12:00 p.m. or Thursday, December 7, 2017 at 6:30 p.m

California Preparatory College located at 1020 E Washington St, Colton, CA 92324

Sign-up Here

Participating Presenters:

By attending this seminar, you may be solicited for the possible sale of an insurance product. No legal, tax, investment or accounting advice will be provided. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. The presenters of this seminar are licensed insurance agents—for legal advice regarding your specific tax situation see your tax advisor or attorney. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
This material is not intended to be legal or tax advice. The insurance agent can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The insurance agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov. 15864 – 2016/7/1