Learning Center
Can You Work and Receive Social Security Benefits?
Considering working in retirement? That could be a wise decision. Supplemental income from a part-time or seasonal job could help you fund your expenses and support your desired lifestyle. A job could also help you fill your free time and maintain social connections....
Can You Use Life Insurance to Give to Charity?
Are you passionate about helping charitable causes? Do you want to use your legacy to improve the lives of others? If so, you have a number of planning options available, including charitable trusts, donation of investments and outright cash gifts. One...
Lack Retirement Confidence? An Annuity May Help
Few people know that it is only in the last 100 years that anyone, sherpas included, would have considered climbing Mount Everest. By local families around the base of Mount Everest, it was considered a place where evil spirits dwelled. A trek up “the...
Can You Answer These 3 Questions About Your Disability Insurance?
There’s a common assumption that disability is only caused by accidents. The truth is that a broad range of issues could prevent you from continuing your career. A nagging injury or chronic pain could become more severe. You could develop a critical...
3 Tips for Single Women to Retire Comfortably
The income gap between men and women has gotten much attention recently, especially with this being an election year. However, a disparity in income isn’t the only gap that women face. Single women may face greater retirement risks than their male...
Why Your Spending May Not Decrease in Retirement
Very often, the success of one’s retirement plan is dependent upon the accuracy of the assumptions in the plan. You’ve likely made assumptions about your retirement income, your life expectancy and maybe even your need for medical care. One big assumption...
You Just Inherited a Substantial Amount of Money. Now What?
Did you recently inherit a significant amount of money or assets from a parent, grandparent or other loved one? If so, you’re not alone. According to analysts, the United States population has recently entered a phase informally known as “the great wealth...
Should You Delay Social Security Past Age 70?
If you’re approaching retirement, Social Security is probably on your radar. You may have heard the conventional wisdom that it’s helpful to delay you filing as long as possible. The longer you wait to file, the higher your benefit is likely to be. You can...
3 Tips For Funding Long-Term Care
You’re probably aware of the risk posed to retirees by long-term care, which is extended assistance with daily living activities such as eating, mobility and bathing. Long-term care is often provided either in a facility or in the home, and it is usually...