Learning Center
Should You and Your Spouse Retire at the Same Time?
You and your spouse may be dreaming of the day when you can both leave your careers behind and spend your time as you please. Perhaps you’ll spend more time with family. Maybe you will travel. Or you may just relax and enjoy each other’s company....
Ask These Questions to Fund Your Parent’s Long-Term Care
It’s a challenge that many baby boomers face. How do you continue to prepare for your own retirement while also supporting your elderly parents and their long-term care needs? According to the U.S. Department of Health and Human Services, Americans age 65...
Downsizing in Retirement: Should You Rent or Buy?
At some point, nearly every retiree faces the same decision. The kids have long ago moved out. Most of the bedrooms in the house go unused. The yard work and cleaning have become burdensome chores and the utility bills have become a drain on your budget....
Answer These 3 Questions to Find the Right IRA for You
One of the most effective ways to boost your retirement savings is to regularly contribute to an IRA. Even if you’re already contributing to your 401(k) or other employer-sponsored retirement plan, an IRA can offer an additional level of tax-advantaged...
3 Signs You May Need To Work with a Financial Professional
Are you the Do-it-yourself (DIY) type? Do you enjoy completing your own repairs around the house? Do you perform your own maintenance on your car? Do you even handle your own financial planning and investment management? Sometimes taking a DIY approach is...
Will or Living Trust: Which Estate Planning Document is Right for You?
A will is often the cornerstone of any estate plan. A will is a document spelling out exactly which of your assets should go to which heirs. It’s an effective way for you to express your estate planning goals and wishes to your loved ones and to your local...
What If You Don’t Need to Take Required Minimum Distributions?
If you’re nearing age 70½, you’ll soon reach an important retirement planning milestone. That’s the age at which you must start taking required minimum distributions, also known as RMDs, from your traditional IRA. The IRS mandates the distributions at age...
3 Expenses to Remember in Retirement
A big part of planning for retirement is developing a budget. Your retirement budget should give you an idea of how much income you will need in retirement. By developing a budget, you can also make adjustments where needed so your planned expenses fit...
3 Signs You May Want to Consider Early Social Security Benefits
If you’re retiring soon, you’ve probably started to think about when you should file for Social Security retirement benefits. You have a few options available. You could wait until your full retirement age, which is either 66 or 67 depending on your date...